1. Introduction

Welcome to PAyecalcnz.com. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our PAYE calculator services.

By using PAyecalcnz.com, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with the terms of this policy, please do not access or use our website.

2. Information We Collect

2.1 Information You Provide Directly

When using our PAYE calculator, you may voluntarily provide:

  • Salary or wage information
  • Tax code details
  • KiwiSaver contribution rates
  • Student loan repayment information
  • Other income-related data for calculation purposes

2.2 Automatically Collected Information

When you visit our website, we automatically collect:

  • IP address
  • Browser type and version
  • Device information (type, operating system)
  • Pages visited and time spent on pages
  • Referring website addresses
  • Date and time of visits
  • General location information (country/region)

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

  • Remember your calculation preferences
  • Improve website functionality
  • Analyze website traffic and usage patterns
  • Enhance user experience

3. How We Use Your Information

We use the collected information for the following purposes:

  • To provide accurate PAYE calculations
  • To improve and optimize our calculator tools
  • To analyze website usage and improve user experience
  • To respond to user inquiries and provide support
  • To detect and prevent fraud or security issues
  • To comply with legal obligations

Important: We do not store salary or financial calculation data entered into our calculators unless you explicitly create an account and choose to save this information.

4. Data Storage and Security

4.1 Data Storage

  • Calculation data entered into our tools is processed in real-time and is not permanently stored on our servers
  • Any saved calculations (if you create an account) are stored on secure servers located in New Zealand
  • We retain automatically collected information for up to 24 months for analytics purposes

4.2 Security Measures

We implement appropriate technical and organizational measures to protect your information, including:

  • SSL encryption for data transmission
  • Regular security audits and updates
  • Access controls and authentication procedures
  • Secure data storage practices

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • Service Providers: With trusted third-party service providers who assist in operating our website (e.g., hosting providers, analytics services)
  • Legal Requirements: When required by law, court order, or government request
  • Protection of Rights: To protect our rights, property, or safety, or that of our users or others
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

6. Third-Party Services

Our website may use third-party services including:

  • Google Analytics for website traffic analysis
  • CloudFlare for content delivery and security
  • [Other relevant services]

These third parties have their own privacy policies governing the use of your information.

7. Your Rights Under New Zealand Privacy Act 2020

Under the Privacy Act 2020, you have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Object to certain processing of your information
  • Withdraw consent where we rely on consent for processing
  • Lodge a complaint with the Office of the Privacy Commissioner

To exercise these rights, please contact us using the information provided below.

8. Children’s Privacy

Our services are not intended for individuals under the age of 16. We do not knowingly collect personal information from children under 16. If you become aware that a child has provided us with personal information, please contact us.

9. International Data Transfers

While our services are primarily intended for New Zealand residents, if you access our website from outside New Zealand, please be aware that your information may be transferred to and processed in New Zealand.

10. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Specifically:

  • Account information: Until account deletion
  • Analytics data: Up to 24 months
  • Communication records: Up to 7 years for tax and legal compliance

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

  • Posting the new Privacy Policy on this page
  • Updating the “Last Updated” date at the top of this policy
  • Sending an email notification (if you have provided your email address)

12. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Email: qurratulain968@gmail.com

13. Complaints

If you have concerns about how we handle your personal information, you can contact the Office of the Privacy Commissioner:

Website: www.privacy.org.nz
Phone: 0800 803 909
Email: enquiries@privacy.org.nz

14. Consent

By using PAyecalcnz.com, you consent to our Privacy Policy and agree to its terms.

This privacy policy is provided as a template and should be reviewed by legal counsel to ensure compliance with all applicable laws and regulations specific to your business operations.